Analyste ALM Liquidité H/F H/F

Job description

Within the Finance Department of Crédit Agricole Personal Finance & Mobility, you will join the ALM team in the Corporate Center. The team monitors and manages structural financial risks, including interest-rate, liquidity and foreign-exchange risks, for the CAPFM Group and CACF France.

As an ALM Liquidity Analyst, your main responsibilities will include:

• Producing and consolidating ALM indicators for liquidity risks in accordance with internal standards and applicable regulatory requirements.
• Managing ALM indicators while ensuring compliance with internal and regulatory liquidity-risk limits, including annual budget planning for the refinancing plan and monthly landing forecasts.
• Preparing proposals for managing end-of-month ratios.
• Participating in monthly closing and landing meetings on liquidity risk, including preparing ratio-management proposals and analyses of variances against forecasts.
• Producing materials for governance bodies, including the Board of Directors and the CAPFM ALM Committee.
• Preparing studies to optimise liquidity management for the CAPFM Group and CACF SA.
• Supporting the ALM function across CAPFM entities through methodological and regulatory guidance, supervision of forecasting exercises, monitoring of budget frameworks and participation in entities' Financial Committees.
• Contributing to the Risk Appetite Framework and Risk Strategy processes in collaboration with the Risk Department.
• Performing first-level controls and maintaining documentation related to liquidity metrics to ensure data traceability and process security.
• Contributing as a business representative to IT and regulatory projects affecting liquidity-management processes.

Profile

• Postgraduate degree or equivalent, ideally from a university.
• First experience in ALM, treasury, audit, risk, finance project management, or accounting/consolidation.
• Rigor, organisation, teamwork, responsibility, communication, analytical and synthesis skills, and the ability to make proposals.
• Operational English used regularly.
• Good knowledge of Microsoft Office.

Company

Crédit Agricole Personal Finance & Mobility is a wholly owned subsidiary of the Crédit Agricole Group and a leader in personal finance and mobility solutions in Europe.