Wholesale Credit Specialist

Mercedes-Benz Financial Services Korea Ltd.

Mercedes-Benz Financial Services Korea Ltd., Seoul Square, Seoul (Hybrid)

Job Type Full-time

Experience Senior

Posted 9 hours 5 minutes ago

Hybrid Senior Level

Tasks

Assess dealers and corporate fleets, including financial analysis for credit assessment.
Conduct customer due diligence in accordance with KYC and AML standards, including identification and verification of beneficial owners.
Prepare dealer and corporate fleet applications, conduct Local Credit Committee processes, and submit applications for Board of Management meetings.
Communicate with global credit analysts, internal departments, dealers, corporate fleet customers, and MBK regarding wholesale and corporate fleet financing.
Monitor dealer and corporate fleet accounts, including credit line utilization, ROT, WIA, stock aging, and WFS payment checks.
Monitor credit status, recommend action plans, update dealer monitoring tools, and report regularly to management.
Assess vendor financial statements and provide regular assessment results in accordance with local regulations.
Prepare regular and ad-hoc wholesale credit reports for headquarters, local government offices, FSS, CREFIA, KCIS, and MBFSK.
Update local guidelines, policies, rating models, and participate in regional and global wholesale-related IT and business projects.
Support wholesale operations, including new product and campaign implementation, daily transaction approvals, and month-end and year-end closing.

Qualifications

Bachelor's degree.
Minimum 5 years of experience in a financial company.
Experience in underwriting is required.
Strong analytical skills, accounting knowledge, and financial understanding of key Korean industries and companies.
Credit analysis skills gained through training and work experience.
Problem-solving and interpersonal communication skills.
Korean is mandatory; English is preferred.

Recruitment process and other information

The recruitment process includes document screening, first interview, second interview, offer discussion, and final selection. Applicants may apply for only one position. Employment protection applicants will receive preference in accordance with relevant laws.