Senior Credit Analyst – Global Corporate Finance (d/m/f/x)

About the role

Mercedes-Benz Financial Services is seeking a Senior Credit Analyst to join Global Credit Risk Underwriting in Stuttgart, Germany. The role involves analyzing, structuring, and approving complex corporate, dealer, and structured finance transactions across international markets.

Responsibilities

• Independently analyze, structure, and underwrite complex corporate, dealer, and structured finance transactions with international exposure.
• Prepare credit recommendations and risk assessments for management and credit decision-making committees.
• Conduct financial statement analysis, cash flow assessment, industry evaluation, and transaction structuring reviews.
• Support acquisition financings, restructurings, special situations, syndicated transactions, and other strategically important financings.
• Act as a central credit authority for transactions exceeding local approval mandates.
• Prepare and present credit decisions and executive briefings to senior management and global credit committees.
• Guide and support international credit teams on complex risk matters.
• Contribute to credit policies, rating methodologies, underwriting standards, decision-making frameworks, and digitalization initiatives.
• Help shape global credit risk strategy and maintain portfolio quality and risk governance standards.

Qualifications

• University degree in Business Administration, Economics, Finance, Banking, or a related field.
• Strong expertise in financial statement analysis, corporate credit analysis, and credit risk assessment.
• In-depth understanding of credit structures, collateral concepts, covenant frameworks, and risk mitigation techniques.
• Fluent English communication skills; German is advantageous but not required.
• Excellent communication, presentation, and stakeholder management skills.
• At least five years of relevant experience in credit underwriting, credit risk management, or corporate banking within a major financial institution.
• Experience in Corporate Banking, Corporate Finance, Structured Finance, Leveraged Finance, Credit Risk Management, Workout, or Large Exposure Management.
• Track record analyzing and approving complex corporate credit transactions.
• Experience with international stakeholders and large-organization decision-making processes.
• Exposure to syndicated lending, acquisition finance, or large-scale corporate lending is highly desirable.

What makes this opportunity unique

• Global headquarters role with international responsibility and visibility.
• Credit approval authority for complex and strategically significant transactions.
• Direct interaction with senior executives and global credit committees.
• Subject matter leadership without direct people management responsibility.
• Career development opportunities toward senior expert and leadership positions.
• Competitive compensation and comprehensive corporate benefits.
• Opportunity to shape global credit risk management within a leading financial services organization.

Additional information

This is a permanent/temporary position. Applicants should submit a resume, cover letter, and certificates through the online application. Severely disabled applicants and applicants with equivalent status are welcome.

For application-process questions, contact People Solutions at myhrservice@mercedes-benz.com or 0711/17-99000. Contact: Markus Dittrich, markus.dittrich@mercedes-benz.com.