Chargé d'Affaires Middle office - Restructuring H/F

The Banque des Entreprises et des Institutionnels advises companies with more than €7 million in revenue, from everyday operating and investment needs to major financing, acquisition and structured-finance transactions.

Attached to an Executive Committee division and working alongside Legal Affairs, Commitments and Collections, the Corporate Special Affairs department is a 12-person operational unit of expert negotiators. It handles complex multi-bank corporate cases involving significant commitments, risk situations and the restructuring of existing debt in an in-bonis context, with the aim of protecting LCL’s interests.

You will manage a client portfolio. Your responsibilities will include:

• Analyzing each case and its environment and establishing a diagnosis.
• Developing and leading a negotiation strategy.
• Implementing the selected solution within LCL’s organization.
• Acting as the primary contact for all internal and external stakeholders.
• Managing your portfolio with significant delegated authority.

We are looking for someone who enjoys working in a close-knit, dynamic and supportive team, is comfortable interacting with others, takes initiative, works independently, investigates issues thoroughly, is rigorous, and can prioritize and organize their work with agility.

Benefits

• Attractive overall compensation package including fixed and performance-related variable pay.
• Group savings plan, profit-sharing and employee incentive bonuses, with employer matching.
• Additional leave under the banking collective agreement.
• Preferential banking rates and CSE benefits.
• Up to 84 remote-working days per year.
• Childcare partnerships and CESU vouchers.
• Health and insurance coverage and access to a medical centre.
• Campus services including company restaurants, gym, childcare, medical centre and media library.
• Sustainable mobility benefits.
• Career support and training within LCL and the Crédit Agricole Group.

Requirements

• Postgraduate degree or equivalent in banking, finance, business school, engineering or university studies.
• Three to five years of experience.
• Experience in debt restructuring, with confidence in financial and legal analysis and the surrounding ecosystem.
• Expertise in corporate credit.
• Ability to develop a strategy combining risk management with protection of LCL’s image.
• Availability, natural listening skills, teamwork and networking ability.
• Rigour, organization, influence and negotiation skills.
• Proficiency with Microsoft Office.

The position is non-managerial and classified as executive staff.