Chargé d'Affaires Middle office - Affaires spéciales H/F

The Banque des Entreprises et des Institutionnels serves companies with more than €7 million in revenue, as well as major national and international groups. It advises them on operating and investment needs, balance-sheet transactions, acquisitions and structured financing.

Within the Corporate Special Affairs department, you will join a 12-person team of expert negotiators handling complex, multi-bank client cases involving structured financing, leveraged transactions and significant risk exposures requiring debt restructuring in an In Bonis context.

Responsibilities

• Manage a portfolio of clients.
• Analyse each case and its environment to establish a diagnosis.
• Develop and lead a negotiation strategy.
• Implement the agreed solution within LCL.
• Act as the primary contact for all internal and external stakeholders.
• Use significant delegated authority to manage your portfolio.

Profile

• Postgraduate degree in banking, finance, business, engineering or a university discipline.
• 3–5 years of experience in debt restructuring.
• Strong financial and legal analysis skills.
• Expertise in corporate credit.
• Ability to balance risk management with LCL’s reputation.
• Strong influencing, negotiation, teamwork and networking skills.
• Rigour, organisation, availability and a natural listening ability.
• Proficiency with Microsoft Office.

Benefits

• Fixed and performance-related variable compensation.
• Group savings plan, profit-sharing and company contributions.
• Additional leave under the banking collective agreement.
• Preferential banking rates and CSE benefits.
• Up to 84 remote-working days per year.
• Childcare partnerships, CESU vouchers, health and insurance coverage.
• Training and career support within LCL and the Crédit Agricole Group.