Head of Credit Documentation, Asia M/F

The Head of Credit Documentation is a key member of the lending value chain reporting to the Chief of Staff, Asia. He/she leads the team responsible for preparing, reviewing, legalizing complex and bespoke credit and security agreements for high-net-worth clients and maintaining relevant credit documentation.

Key Responsibilities

• Document Preparation: Oversee the preparation of standard Lombard and bespoke credit facilities, including life insurance financing, single-stock or concentrated lending, and other structured credit facilities. Agree templates with internal Legal and handle other documentation tasks where required. Real Estate mortgage documentation remains covered by the Real Estate line in the Credit Structuring Team.
• Risk & Compliance: Ensure all relevant approval conditions and covenants are included in credit documentation.
• Negotiation: Liaise independently with internal and external stakeholders, including internal Legal and external solicitors, to ensure timely completion and perfection of documentation.
• Administration, Monitoring & Reporting: Manage status overviews for issued documentation, track returns and deficiencies, escalate issues, manage lodgment and safekeeping, track perfection, and maintain credit documentation files.
• Monitor accounts periodically and check credit limits where relevant.
• Perform checks on returned documentation to ensure completeness and accuracy, validate conditions precedent, confirm collateral perfection, and ensure compliance with internal policies and procedures.
• Review legal opinions, where relevant with internal Legal, to ensure compliance with applicable laws and regulatory documentation requirements.
• Assist with reviewing and updating documentation processes and procedures.
• Conduct or oversee periodic checks on security documents.
• Provide effective support for credit documentation queries from Front Office.
• Conduct or oversee regulatory reporting on credit exposures, including MAS 610, MAS Survey, TBGS, and mortgage loan retagging.
• Assist with projects and UAT and contribute to the delivery and enhancement of systems and processes.
• Team Leadership: Manage, train, and mentor documentation specialists while improving workflow systems.
• Communication & Contact: Act as the contact for credit documentation, maintain close liaison with Credit Structuring in Asia, and manage relations with Credit Documentation Geneva and the WM business line in Asia.
• Legal & Regulatory: Comply with applicable legal, regulatory, and internal requirements linked to credit documentation. Be responsible for credit documentation supporting Singapore and Hong Kong booking and servicing in support of the Asia Chief of Staff.

Requirements

• Bachelor’s degree in finance, business, economics, or a related discipline.
• Minimum of 10 years in private banking credit risk, with deep knowledge of credit documentation covering Lombard, insurance, mortgage, and structured lending.
• Minimum experience level: 11 years and more.
• Good knowledge of the regulatory framework in Singapore and Hong Kong.
• Strong legal interpretation abilities, meticulous attention to detail, and clear communication skills.
• Good written, communication, and interpersonal skills.
• Ability to prioritize, organize, lead a team, and work independently.
• Self-motivated, proactive, and able to multitask and work under pressure.
• Flexibility and willingness to accept new assignments and challenges in a rapidly changing environment.

Indosuez Wealth Management has a strong foundation in Asia, where branches of CA Indosuez (Switzerland) SA and highly specialized wealth managers combine regional knowledge with the global network of Indosuez Wealth Management and the Crédit Agricole group. The group is committed to diversity and inclusion, and all positions are open to people with disabilities.