Associate Director, Credit Administration M/F

The Credit Administration is a key member of the lending value chain reporting to the Chief of Staff, Hong Kong. The role is responsible for preparing, reviewing, legalizing complex and bespoke credit and security agreements for high-net-worth clients and maintaining relevant credit documentation.

Key Responsibilities

• Document Preparation: Oversee the preparation of standard Lombard and bespoke credit facilities, including life insurance financing, single-stock or concentrated lending, and other structured credit facilities. Agree templates with internal Legal and handle other documentation tasks as required.
• Risk & Compliance: Ensure all relevant approval conditions and covenants are included in credit documentation.
• Negotiation: Liaise independently with internal and external stakeholders, including internal Legal and external solicitors, to ensure the timely completion and perfection of documentation.
• Administration, Monitoring & Reporting: Manage status overviews for issued documentation and track returns. Track and escalate document deficiencies, manage lodgment of completed documentation for safekeeping, monitor documentation perfection, and maintain credit documentation files.
• Conduct periodic account monitoring and check credit limits where relevant.
• Perform checks on returned documentation to ensure completeness and accuracy, validate conditions precedent, confirm collateral perfection, and verify compliance with internal policies and procedures.
• Review legal opinions, where relevant with internal Legal, to ensure compliance with applicable laws and regulations.
• Assist with reviewing and updating documentation processes and procedures.
• Conduct or oversee periodic checks on security documents according to the required scope.
• Provide effective support for credit documentation queries from Front Office.
• Support regulatory reporting, including Mortgage Data Sharing.
• Assist with projects and UAT and contribute to the delivery and enhancement of systems and processes.
• Legal and Regulatory: Comply with all applicable legal, regulatory, and internal requirements linked to credit documentation.
• Be responsible for credit documentation in Singapore and Hong Kong booking and servicing.

Requirements

• Bachelor’s degree in finance, business, economics, or a related discipline.
• Minimum of 5 years in Private Banking credit risk, with deep knowledge of credit documentation covering Lombard, insurance, mortgage, and structured lending.
• Minimum experience level: 6–10 years.
• Good written, communication, and interpersonal skills.
• Ability to prioritize, organize, and work independently.
• Self-motivated, proactive, and able to multitask and work under pressure.
• Flexibility and willingness to accept new assignments and challenges in a rapidly changing environment.
• Good knowledge of the regulatory framework in Hong Kong.
• Strong legal interpretation abilities, meticulous attention to detail, and clear communication skills.
• Proficiency in English and Chinese.

About Indosuez Wealth Management in Asia

Indosuez Wealth Management has a solid foundation in Asia, with more than a century of heritage. From Hong Kong and Singapore, almost 220 specialized wealth managers combine regional knowledge with the global network of Indosuez Wealth Management and the Crédit Agricole group. The group is committed to diversity and inclusion, and all positions are open to people with disabilities.