ALM Analyst M/F

You will join Crédit Agricole CIB Americas as an ALM Analyst. The Financial Steering and ALM Division is responsible for Profit and Internal Pricing, Financial Analysis, and Assets and Liabilities Management within Crédit Agricole CIB Americas.

ALM monitors and supervises financial risks other than market transactions, within the guidelines set by the Asset and Liability Committee. These risks include global interest-rate risk, exchange-rate risk, and liquidity and funding risk at more than one year.

ALM is also responsible for prudential ratios, including quarterly forecasts of changes in solvency ratios and tools for measuring ex-post profitability of capital. It ensures compliance with Enhanced Prudential Standards liquidity requirements for Foreign Banking Organizations.

Your concrete missions

• Prepare committee materials.
• Manage liquidity invoicing and Fund Transfer Pricing tools, including assisting front offices with liquidity invoicing rules and costs.
• Follow up on the internal liquidity invoicing process.
• Update policies and procedures as needed and periodically.
• Monitor all limits, alert levels and targets daily through the Funding Dashboard.
• Manage the liquidity balance sheet.
• Conduct liquidity stress testing.
• Support other ALM staff on various topics when needed.

The position involves coordination and cross-training with members of the Financial Steering and ALM team in New York and worldwide, as well as with New York Front Office, Risk and IT departments.

VIE eligibility

• Be less than 29 years old.
• Hold a Master’s degree.
• Be an EU citizen.

The starting date is 01/12/2026 and the duration is 12 months.

Profile

You have a postgraduate Master’s degree from a university, business school or engineering school, with a specialization in business or finance. Previous banking experience in financial analysis, macroeconomics, fixed income, risk management or banking is necessary.

Skills

• Knowledge of regulatory compliance.
• Knowledge of liquidity management.
• Advanced Excel, PowerPoint and Power BI skills.
• Python skills are a plus.
• Fluent French and English.
• Attention to detail.
• Strong work ethic.
• Excellent interpersonal and communication skills.

About Crédit Agricole Corporate and Investment Bank

Crédit Agricole CIB is the corporate and investment bank of the Crédit Agricole group. It supports major companies and financial institutions in their development and project financing. The bank operates in a multicultural environment across more than 30 international locations and is committed to responsible finance, diversity and inclusion.